The Neighborhood Assistance Corporation of America - NACA (NMLS ID #4082) fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality. - No down payment - No closing costs - No private mortgage insurance - Below market interest rate - No hidden fees NACA also offers home-save options for those facing financial hardship, rehab services, and more.

Members meet with a HUD certified housing counselor that will guide them through the homeownership process. Members receive a comprehensive action plan so that regardless of where they start in regards to their financial situation, they will have a guide for their route to homeownership.